- We collect personal and non-personal information from you to provide information and service, to understand your interests, and to conduct our business, and may combine it with information we receive from third parties.
- We may share personal and non-personal information about you with third parties in the circumstances described in this policy.
- We reserve the right to share information to satisfy a legal request, protect people or property, and in connection with a sale or transfer of our business.
- We employ reasonable procedures to protect the personal information you send to us. If we are requesting sensitive information, we will take steps to ensure it is encrypted during transmission to and from our sites. However, we provide no guarantees that your data will always be secure.
We may offer links to or from websites operated by third parties. We offer links to third party sites so that you can conveniently obtain the services you are seeking. We are not responsible for the content, practices, or policies of sites operated by third parties and urge you to inquire about them before providing any personally identifiable information.
We do not knowingly solicit information from or market to anyone under the age of 18. If you become aware of any data we have collected from anyone under the age of 18, please contact us using the contact information provided below.
Information We Collect About You.
Generally, you can visit our Site, read articles and other materials, and check on offerings without giving us any “personal information” (defined below). So that we can provide our users with the most efficient and enhanced personalized service, we request information about you in certain circumstances, and collect certain information automatically.
By “Personal Information” we mean information that identifies you individually, such as names, mailing addresses, and/or email addresses. This term does not include other kinds of electronic information (“Derivative Data”), which theoretically could be used to identify you, such as the IP address of your computer (which, if combined with the time of access and information from your internet service provider, could be used to identify you by name). Such other electronic information also includes browser type, domain name, the referring website address, etc. We use this automatically collected electronic information to facilitate your online experience at our Site.
We collect from your personal information when you subscribe to one of our newsletters or make a purchase on our Site. Site visitors may register to receive our periodic email newsletter.
The information we collect may include your email address, name, address, and similar demographic information or information related to your interests. Our online registration forms will indicate what information is required and what information (if any) is optional. Of course, you may decline to provide even “required” information, but will then be unable to participate in those website activities.
What Do We Do With Your Information?
We use information you provide to fulfill your requests, improve our Site and newsletters, and operate our business. For example, we use personal information so that we send newsletters, emails, features, and other updates or information to our users and subscribers. We also use collected information to evaluate and provide access to our Site, respond to any problems that may arise (e.g., difficulties in navigating our sites or accessing certain features), and gauge user trends to determine what articles are most popular with users.
In some parts of our Site we allow users to send or share articles or links by email or through social media to other parties who may be interested in them. We do not retain any email addresses of either the sender or recipient of such articles or links after they are sent, and do not share “send a friend” email addresses with third parties.
Having accurate information about you permits us to provide you with a smooth, efficient, and customized experience. Specifically, we may use information collected about you via the Site to:
- Compile anonymous statistical data and analysis for use internally or with third parties.
- Email you regarding your account or order.
- Fulfill and manage purchases, payments, and other transactions related to the Site.
- Increase the efficiency and operation of the Site.
- Monitor and analyze usage and trends to improve your experience with the Site.
- Notify you of updates to the Site.
- Perform other business activities as needed.
- Prevent fraudulent transactions, monitor against theft, and protect against criminal activity.
- Process payments and refunds.
- Request feedback and contact you about your use of the Site.
- Resolve disputes and troubleshoot problems.
- Respond to product and customer service requests.
- Send you a newsletter.
Information We May Disclose.
We may share information we have collected about you in certain situations. Your information may be disclosed as follows:
By Law or to Protect Rights
If we believe the release of information about you is necessary to respond to legal process, to investigate or remedy potential violations of our policies, or to protect the rights, property, and safety of others, we may share your information as permitted or required by any applicable law, rule, or regulation. This includes exchanging information with other entities for fraud protection and credit risk reduction.
Third-Party Service Providers
We may share your information with third parties that perform services for us or on our behalf, including payment processing, data analysis, email delivery, hosting services, customer service, and marketing assistance.
When you post comments, contributions or other content to the Site, your posts may be viewed by all users and may be publicly distributed outside the Site in perpetuity.
Other Third Parties
We may share your information with advertisers and investors for the purpose of conducting general business analysis. We may also share your information with such third parties for marketing purposes, as permitted by law.
We may use “cookies” in connection with operation of the Site. Cookies are small pieces of information that are stored on your computer by our server(s). Cookies are used for record-keeping purposes so the stored information can be retrieved by our server(s) when you return to the Site.
The Help portion of the toolbar on most browsers will tell you how to prevent your browser from accepting new cookies, how to have the browser notify you when you receive a new cookie, or how to disable cookies altogether. Additionally, you can disable or delete similar data used by browser add-ons by changing the add-on’s settings or visiting the website of its manufacturer. However, if you elect not to accept cookies, some parts of the website may not function properly or permit access. For more information on cookies, see http://www.cookiecentral.com/faq.htm.
How Do We Use Analytics and Web Beacons?
You should be aware that getting a new computer, installing a new browser, upgrading an existing browser, or erasing or otherwise altering your browser’s cookies files may also clear certain opt-out cookies, plug-ins, or settings.
What About Third Party Websites?
Security Of Your Information?
We use administrative, technical, and physical security measures to help protect your personal information. While we have taken reasonable steps to secure the personal information you provide to us, please be aware that despite our efforts, no security measures are perfect or impenetrable, and no method of data transmission can be guaranteed against any interception or other type of misuse. Any information disclosed online is vulnerable to interception and misuse by unauthorized parties. Therefore, we cannot guarantee complete security if you provide personal information.
Credit Card Companies. As in any transaction, your credit card company will have all relevant information about the name of the vendor, item(s) purchased, and date and total cost. On those pages where you are required to enter your credit card information to complete a transaction, we will not otherwise provide any personal data to your credit card company.
Offline and online contact information is handled differently. Offline contact information (i.e., your name and mailing address) is shared with third parties who require that information to fulfill their obligation to communicate with you about a product or service on our Site. If you opt-out of our sharing this information, the third party will be unable to communicate with you about your prize or potential prize.
Controls For Do Not Track Features.
California Privacy Rights.
California Civil Code Section 1798.83, also known as the “Shine The Light” law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to us using the contact information provided below.
Updating Your Information.
At our discretion, we may determine that your lack of engagement indicates your desire to opt-out of receiving our communications. For example, you may be removed from our email list if you have not opened an email from us for a certain period of time. You may opt-in again at any time.
If you delete any user generate content or materials which you provided, copies of such content or materials may remain viewable in cached and archived pages, or might have been copied or stored by other users of the websites. Proper access and use of information provided on the website, including any user generated content or material, is governed by our Terms of Service.
Changes in Corporate Structure.
In developing our business, we might sell certain assets, or the company, or parts of it, may be sold, merged or otherwise transferred. In such transactions, user information, whether personally identifiable or otherwise, may be one of the transferred assets acquired by the third-party.
We are not responsible for the actions of third parties with whom you share personal or sensitive data, and we have no authority to manage or control third-party solicitations. If you no longer wish to receive correspondence, emails or other communications from third parties, you are responsible for contacting the third party directly.
Visitors and Subscribers Outside the United States.